Cumis counsel protects your interest when you are a defendant in an insurance related lawsuit.  The Cumis Counsel is an independent counsel (usually paid for by your own insurance company) who represents and protects your own interests outside of your insurance policy.  California law recognizes the inherent conflict of interest your insurance company’s lawyers have between protecting their client (the insurance policy) and your own personal interests.  It may be legally possible for them to argue that your negligence or actions contributed to the situation in an attempt to protect the policy.  This could reduce or eliminate the amount of protection the policy provides to you personally, and can open you up to unnecessary financial exposure.

The attorneys at the Watkins Firm are highly experienced and skilled litigation attorneys who work with your insurance defense counsel to ensure that your interests are protected during all negotiations, mediation, or arbitration and litigation.  If there is to be a settlement, we work to ensure that you are not exposed to financial risks above the limits of the policy, and keep negotiations focused on a resolution that meets your goals.

If you have been served papers in a lawsuit that arises out of your own insurance coverage we invite you to contact us for a free and substantial consultation at 858-535-1511.  We will review your exposure, and help you to understand your protections under the law and how to receive compensation from your insurance company to offset the cost of our services.