If you are represented by an insurance company, and become involved in a lawsuit based upon that insurance coverage California has established that in almost all cases your insurance company must pay for you to have your own “independent” attorney, known as “Cumis Counsel.”  The attorneys for the insurance company have an inherent conflict of interest.  Their first client is the insurance policy itself, and in some cases the interests of the policy do not actually coincide with your own personal interests.

It may be in the interest of the policy to assert that you contributed negligently in a way that was not covered by the policy.  Often, the insurance company may want to separate out pieces of the overall event, saying “this portion” was covered by the policy, but “that portion” was not – and therefore you are personally liable for the resulting liability.  As your Cumis Counsel, the experienced attorneys at the Watkins Firm work to protect your interests throughout the process.  Our goal is to resolve the underlying litigation or lawsuit so that you are fully protected by the coverage in place and are not exposed to further potential liability.

There is no cost to you for us to represent you as your independent Cumis Counsel.  Our attorneys have been serving the San Diego community for decades and have extensive litigation experience and, more importantly, a strong track record of successfully protecting our client’s interests and resolving the underlying disputes.  It also doesn’t cost you anything to contact us for a free and thorough consultation at 858-535-1511.  If you are involved in an insurance related dispute, contact us so that we can serve as your Cumis counsel and protect your legal and financial interests.