What is cumis counsel? When do you need your own cumis counsel and who has to pay that bill? The Watkins Firm has extensive experience across decades serving as experienced San Diego Cumis Counsel in insurance disputes and lawsuits. If you have been named as a party in an insurance-related lawsuit and you are relying upon your own insurance company to defend you it is important to contact the Watkins Firm for a free consultation at 858-535-1511. You have important legal rights in the state of California, and in this case you need to know if you are entitled to your own independent counsel known as “Cumis Counsel.”
Cumis counsel is your own independent separate attorney who looks out for your legal and financial interests. The best news is that your own insurance company is usually required to pay our fees when we represent you as your cumis counsel. Why do you need your own attorney? It may surprise you to learn the attorneys for your insurance company owe their primary legal allegiance to the insurance policy, not you personally. This creates a legal conflict of interest, because they are obligated to throw you under the proverbial bus if it will protect the interests of the insurance policy.
California is a leader in protecting our citizens from this conflict of interest. California enacted laws that ensure that you, as an insurance policy holder who has been named as a defendant in a lawsuit based upon that insurance, have the legal right to your own independent or cumis counsel. Your insurance policy is supposed to protect you in these cases, and therefore your insurance company must pay the bill.
The next question is “what should you look for in an experienced San Diego Cumis Counsel to ensure your interests are protected?” The short answer is extensive litigation expertise and attorneys with experience in insurance bad faith. Your own insurance company may be acting in a way that is not in your best interests. Have you received a Reservation of Rights letter from your insurance company? They may be establishing the basis for denying you coverage now or in the future. As your cumis counsel, you can draw upon our decades of experience and expertise as well as our knowledge in insurance bad faith issues. We hold your insurance company to the highest legal standard, and protect your personal legal and financial position in all settlement negotiations, mediation, arbitration or trial.
Have you been named as a defendant and served papers in an insurance-related lawsuit? Are you looking for an experienced San Diego cumis counsel who will aggressively protect and pursue your personal and financial interests? We invite you to contact the Watkins Firm for a free consultation at 858-535-1511.