Are you interested in resolving an insurance dispute in San Diego over policy coverage or a denied claim? If you have paid your premiums in a timely manner and a valid policy is in place California laws protect your rights as the insured policy holder.
Unfortunately, many insurance companies attempt to increase profits by making a lower offer to settle valid claims. It is not illegal for them to start at a lower figure, but it may be against the law for them to offer you an amount that is totally inconsistent with the nature of your claim.
It is also illegal for an insurance company to deny a valid claim under a policy that is in force. The answer to resolving an insurance dispute in San Diego is usually contained within the coverage provided by the policy.
Insurance companies often want to dispute your claim based upon the extent of the coverage provided by the policy. You have received a denial of your claim, and the insurance company’s representatives are quoting legalese and pointing to specific sections. How are you to know? The insurance coverage attorneys at the Watkins Firm can review the facts surrounding your claim, the specific provisions of the policy and advise you as to the nature of your coverage and whether resolving an insurance dispute in San Diego has merit.
We often negotiate to resolve disputes and avoid litigation. We will represent you and protect your legal and financial interests. In many cases, the policy absolutely covers your claim even though the insurance company’s own representatives are strongly insisting that the policy does not extend to your claim. We will negotiate a positive resolution on your behalf or file an insurance bad faith lawsuit when the actions of the insurance company and their representatives rise to a level of unlawful misrepresentation or outright fraud.
If you are interested in resolving an insurance dispute in San Diego, have received a denial letter or have questions regarding specific coverage in an insurance policy we invite you to review the strong recommendations of our clients and contact the Watkins Firm or call 858-535-1511 for a complimentary consultation today.