The Watkins Firm serves as independent or Cumis Counsel for lawsuits associated with insurance policy coverage, and the defense of those who are exposed to liability as a result.  In California, our laws recognize that the policy holder of an insurance company may not receive the full benefit of legal representation by the attorneys who represent the insurance company itself.  The first obligation of the insurance company’s attorneys is to the insurance policy itself.  This presents an inherent conflict of interest.  If the attorneys for the insurance company can prove that your own negligence voided the coverage of the policy, they protect their employers (the insurance company) leaving you vulnerable and liable for the full amount.

As a result, Californians who are defendants in a lawsuit associate with an insurance company are almost always entitled to their own “Cumis Counsel” or independent counsel.  The best news for the policy holder is the insurance company itself must pay for your cumis counsel.  You deserve the best advocate to stand up for your legal interests, and the litigation attorneys at the Watkins Firm have decades of experience, expertise and a strong track record of success in these cases.

We represent you, individually as your cumis counsel.  We watch over all communications and negotiations involving the attorneys for the insurance company and the policy associated with your case.  We work to ensure that your best interests are protected, and that any potential settlement does not expose you to liability outside of the financial provision of your insurance policy.

If you are a defendant in a lawsuit based upon an insurance policy we invite you to contact us for a free and substantive consultation at 858-535-1511.  The Watkins Firm will serve as your Cumis Counsel for lawsuits associated with insurance policy coverage and protect your financial interests.