Insurance bad faith is more common than you might expect. The Watkins Firm will help you to hold your insurance company accountable for the insurance coverage you purchased and losses which are covered by your insurance policy. The first sign of insurance bad faith may be a very low settlement offer or questions regarding the coverage of your loss under the terms of your policy. You should never accept the word of an insurance representative about what is and isn’t covered by an insurance policy. It is best to have the policy itself reviewed by our experienced insurance coverage attorneys. Often the insurance representative is “misinformed” or may be intentionally attempting to mislead you in order to avoid part or all of the associated claim.
California law requires insurers to act in good faith and pay a “just and fair” settlement for insured customers who experience covered losses. The reality is often quite different. The original settlement offer from your own insurance company is often quite low, and much lower than the actual value of your claim or the cost to repair or replace your losses. When an insurance company does not deal with you fairly, or attempts to mislead you or question coverage of an item clearly established in your policy you may be facing insurance bad faith.
The experienced insurance attorneys at the Watkins Firm will review what has happened, the communications between you and your insurance company and the actual coverages contained within your policy. We will determine if the actions of your insurance company rise to the level of insurance bad faith, and work on your behalf to ensure a fair settlement and resolution of your dispute. We invite you to contact us or call 858-535-1511 for a free consultation. Insurance bad faith is more common than you might expect in San Diego and the Watkins Firm will represent and protect your interests and hold your insurance company accountable.