You Can Have Your own Independent or Cumis Counsel

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What is an independent or cumis counsel, and when does California law ensure your right to be represented?  The experienced attorneys at the Watkins Firm have served as cumis counsel for San Diegans who are being sued under an insurance policy.  The core issue here is the responsibility of the insurance company to protect your interests during a lawsuit or associated negotiations, which is the purpose for insurance in the first place.  However, there is an inherent legal conflict of interest for the attorneys of the insurance company:

The attorney for the insurance company is defending the policy itself, and not you personally.  In many cases what is best for you personally is not the same as what is in the best interests of defending the insurance policy.

California law protects you, and will ensure that your insurance company pays for your own independent or “cumis counsel.”  In the course of defending the insurance policy, it may be tempting for the insurance company’s attorneys to “throw you under the bus” by blaming you in some way for your negligence, actions or inaction.  As your cumis counsel, the attorneys at the Watkins Firm work side-by-side with the attorneys from your insurance company to make sure that any negotiated resolution or verdict resolves you from additional liability outside of the coverage of the insurance policy.

Protect yourself.  If you have questions regarding your own independent or cumis counsel in San Diego we invite you to call for a free and substantial consultation at 858-535-1511.