Are you a defendant in a lawsuit related to your own insurance policy? Did you know that your insurance company attorneys have a conflict of interest in your case and may actually have an incentive to throw you under the proverbial bus in order to protect your own insurance policy? Most Californians are not aware that they have a legal right to San Diego cumis counsel in insurance lawsuits and best of all your insurance company has to foot the bill.
What is a cumis counsel? It is simply your own independent counsel who watches over the insurance company attorneys to make sure any settlement protects your interests as well as the insurance company.
Why did California create cumis counsel laws? There is an inherent legal conflict of interest for the attorneys representing you and the insurance company in a lawsuit. They owe their primary allegiance to the policy itself. If they can “win” the case for the policy by shifting the liability to your shoulders they have a legal obligation to do so. Does this make you wonder why you paid those premiums in the first place?
The good news is the experienced cumis counsel attorneys at the Watkins Firm have decades of trial and litigation experience and expertise. We step in on your behalf serving as your cumis counsel and work to ensure that any settlement clears you personally of any financial obligations. We protect your interests and ensure the insurance company attorneys do not attempt to shift financial responsibility.
If you are a named defendant in an insurance related lawsuit and you receive a “Reservation of Rights” letter alarm bells should go off in your head. This letter means the insurance company attorneys intend to deny your claim altogether or are seriously considering a legal strategy that is not in your best interests. Contact the Watkins Firm immediately for a free consultation at 858-535-1511. It won’t cost you anything to learn if you are entitled to a cumis counsel or if the insurance company is acting in bad faith. The Watkins Firm has served as San Diego cumis counsel in insurance lawsuits for decades. We will protect your interests and provide comfort and peace of mind.